Medicare & Final Expense - MO

Stagner Insurance Agency

LIFE, HEALTH & MEDICARE

As a multi-line insurance broker, we are able to protect families and individuals in multiple ways. Those include life insurance, various types of health coverage, and all facets of Medicare.

Understanding the different parts of insurance is crucial in determining which plan is right for you!

Life insurance

There are many types of life insurance, and everybody is in a different situation. While one person may be younger and still active in the workforce, another person may be retired or getting close to retirement. Those people may have different needs. There are also health conditions to consider, which can be a big factor in determining the type of life insurance that’s best suited for you. Whether term life, universal life, or whole life, we are able to look at many companies simultaneously and compare them side-by-side for our clients.

Medicare

Let’s face it. Medicare can be confusing. The alphabet soup of parts A, B, C & D, Medicaid, Medicare Advantage, Medicare Supplements, prescription drug plans, etc., is enough to give anyone a headache. Then add in things like employer coverage you’ve carried into retirement, VA coverage & TriCare for Life, the waters can get pretty deep. Having a broker like us to help you navigate those waters is important.

Health Insurance

If you are under age 65 and Medicare doesn’t apply, you have options. But once again, there are a lot of factors that come into play. It’s important for your agent or broker to know exactly what to do in special situations like when you’re first turning 65, or if you are retiring early and losing employer coverage or COBRA coverage.

ACA Plans

In addition to being certified and licensed for Medicare, we are also certified and licensed for ACA-compliant health insurance plans (Insurance plans offered by private companies that comply with the ACA for minimum essential coverage and pre-existing conditions). There are also many types of inexpensive coverages designed to close the gaps in other plans. Often referred to as supplemental or ancillary plans, some of those include DVH (dental, vision, and hearing), hospital, cancer, accident, critical illness, and others.

Let's Get Started

What are you looking for?

So many people try to tell you what you need. We take the opposite approach by asking what you want. Every conversation starts with this. Then we show you all the options in plain language so you can make an intelligent decision.

Need help? No problem!

If you are looking for sound advice from a local, licensed Medicare broker, who will never pressure you into buying an unneeded plan, Stagner Insurance Agency is here to help.

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